LV= Car Insurance
Liverpool Victoria (LV=) Car Insurance
What They Say
To get a car insurance quote, you’ll need to make sure you meet the following conditions.
The car you wish to insure:
- was manufactured for the UK market for example, it’s not an import
- is registered and normally kept in Great Britain, Northern Ireland, Isle of Man or Channel Islands
- won’t be used abroad for more than 180 days in a row
About the drivers:
- all drivers are legally entitled to drive
- all drivers are aged between 17 and 85 (inclusive)
- you’re a resident of mainland UK
Why choose LV= Car Insurance?
Our car insurance gives you:
- up to 75% no-claim discount
- a special online discount for new policies
- quick and easy application process
- Defaqto 5 star rating
Plus, you can add these options to your cover:
- temporary replacement car service
- cover for up to 180 days in EU countries
- legal expenses up to £100,000
- personal accident benefit from £10,000 to £100,000
Why Buy from LV=
As the UK’s largest friendly society we’re here to help you make the best choices when it comes to your money. With a range of savings , investments and insurance products that are both good value and award-winning, we’re bound to have something to interest you.
When we started in 1843 as Liverpool Victoria, our goal was to give financial security and peace of mind to more than just a privileged few. And today it’s much the same.
As a mutual, we don’t have to answer to external shareholders – so we can concentrate on looking after you.
What We Say
They say that The majority LV customers Pay under £280. In our tests, we found that only those low risk drivers (middle aged, professional and a few years no claims bonus) were quoted cheaply. To some extent, that is fine, becuase the lower risk drivers they have, the lower the car insurance premiums will be for all customers.
LV have a defacto 5 star rating for their car insurance and so while the price might be cheap, the quality of the policy coverage is not.
LV’s unique selling point is really that they are a mutual and so exist simply for its members. Its a shame that you have to pay for extras like legal expenses and physio, particularly when car insurance companies such as Direct Line Car Insurance include these as standard.
That said, if you are a middle aged professional with 3 or more years no claims bonus, then you should definitely look at Liverpool Victoria for a quote.
